How much home loan can you get?
Adjust the sliders to see your estimated loan eligibility — instantly, with no sign-up required.
Calculation uses a 50% FOIR (Fixed Obligation to Income Ratio) — the standard assumption used by most Indian banks. Results are indicative only.
Eligibility Result
You are eligible for this loan amount
You could borrow up to
₹38,90,073
EMI capacity: ₹35,000 / month
For 20 years @ 9% p.a.
EMI Capacity
₹35,000
/month
Effective Tenure
20 yrs
as selected
What is Loan Eligibility?
Loan eligibility is a self-help estimate of the loan amount you can avail based on your income and existing obligations. Use it to plan your property budget before approaching a bank.
What Affects Your Eligibility?
Banks primarily assess your repayment capacity — monthly income, years of service remaining, and existing financial commitments. Results here are indicative; final approval depends on credit history, property location, and bank-specific criteria.